Multifamily real estate investing is trending, and apartment building loans are now enabling even credit-challenged investors to participate. We finance borrowers with credit scores as low as 640 and welcome investors with past bankruptcies and foreclosures on their records.
Of course, we also finance investors with excellent credit profiles. Most of our clients are seasoned real estate investors looking for competitive terms and flexible lending solutions for their multifamily portfolios.
Multifamily Is Still Hot
From coast to coast, multifamily housing is in high demand from both tenants and investors. Modular apartment buildings are going up in major metros like Boston and New York, ethical investors are leveraging this sector to fill the desperate need for affordable housing, and builders are pivoting from sales to rentals.
Multifamily construction continues to show strength with rising permits and starts, yet industry analysts maintain that new construction still has a long way to go to keep up with demand as the number of renters in the United States continues to grow.
High Demand
Multifamily housing demand continues to outpace new construction across the country, creating strong investment opportunities.
Enhanced Returns
Multifamily investments offer superior returns through economies of scale and streamlined property management.
Growing Renter Base
The expectation of renters in the U.S. continues to rise, supporting long-term demand for apartment building investments.
This trend is catching on at all levels of the market, from luxury townhome rental developments along coastal cities to affordable housing projects in growing suburbs. Leading investment advisers across the country promote the superior advantages of multifamily, including streamlined management and multiple income streams from a single property.
One of the reasons multifamily is so popular is that many consumers remain credit challenged, driving rental demand higher. This reality is not much different on the investor side. Many real estate investors have faced their own credit challenges over the years. Thanks to flexible loan programs from Rental Home Financing, investors no longer need perfect credit to engage this lucrative niche.
Apartment Building Financing That Boosts Performance
Whether you are looking to get back into real estate investing after a break, eager to expand your holdings, or ready to refinance your apartment buildings at competitive rates, Rental Home Financing loans for multifamily offer many exciting features.
24+ Months Out of Bankruptcy — OK
Prior bankruptcies accepted with just 24 months seasoning.
Past Foreclosures — OK
Previous foreclosures on your record will not disqualify you.
640 FICO Minimum
Credit scores starting at 640 are eligible for financing.
Charge Offs — OK
Past charge offs on your credit report are acceptable.
Up to 75% LTV
Finance up to 75% of the property's appraised value.
$500K to $20 Million
Loan amounts from $500,000 up to $20 million for apartment buildings.
Non-Recourse Options
Protect your personal assets with non-recourse loan structures.
Competitive Interest Rates
Market-competitive rates designed for investment property financing.
Up to 30-Year Amortization
Extended amortization schedules up to 30 years for lower monthly payments.
3, 5, 7, and 10-Year Fixed Rates
Choose the fixed-rate term that best fits your investment strategy.
Contact Us Today
Ready to finance your apartment building investment? More than just a leading U.S. blanket mortgage lender, Rental Home Financing is your partner for long-term wealth building and cash flow generation. We are invested in your long-term success.
Contact us today and experience a refreshing new approach to financing investments, or call 888-375-7977 to speak with a specialist.