Landlord Financing
Rental Home Financing specializes in landlord financing by providing permanent financing for investors with at least one property in most areas of the country. Our innovative programs are geared toward helping the entrepreneur investor with rental property financing — whether you are acquiring your first rental or expanding a portfolio of one hundred or more doors.
Avoid balloon payment problems with long-term rental income solutions. Whether you are searching for a commercial loan like an Airbnb loan, a multifamily property mortgage, or a single property loan, we have you covered. As a direct lender entering our 16th year of arranging loans exclusively for landlords, we can provide loan offers with unlimited loan amounts as portfolio lenders.
If you are not using the home as a primary residence, your rental properties can generate the cash reserves to take care of monthly payments on your rental property loans. We have recently negotiated a virtually unlimited amount of capital to deploy for investment property loans. We have programs for credit-score-challenged real estate investors looking to generate income. Call today for a free consultation at 888-375-7977.
Easy Loan Review Process
Getting a rental property mortgage is not as difficult as people make it out to be. We review the cash flow of your properties and ensure they cover annual debt service ratios of greater than 1.2 — a commercial term for positive cash flow. Our investment property loan process is straightforward, and we usually get back to you within a business day.
We are here to help the residential investor with stated income loans, multifamily blanket mortgage loans, 5- and 10-year fixed-rate loans, 30-year fixed-rate loans, non-performing loan financing, Airbnb financing, and apartment building financing. With more aggressive underwriting guidelines and adjustable-rate ARM products, we can help you grow your rental portfolio. Apply now!
No Tax Returns Required
As private equity lenders that specialize in rental investment property, we do not care about your personal tax returns. With our no DSCR property loan for investment properties, your W2 income is not part of the equation. Your loan amounts are not dependent upon personal tax returns — it is a great way to avoid the limitations that conventional loans impose on landlords.
We understand that most landlords write off expenses and may demonstrate a small or even a loss on business returns. That is perfectly fine with us. All of our decisions are based on the LTV, credit, loan size, down payment, net worth, and cash flow of the collateral. Even with a minimum credit score of around 640, we can get you financed. Give us a call today for rental property loan requirements.
Resourceful and Creative Investment Financing
There are several underwriting pathways that can be tailored to your specific loan requirements, offering competitive non-bank products that enable you to expand your rental business. This provides us with an abundance of non-traditional creative financing options to help your investments grow.
If you do not see what you need, please contact us for a custom quote. We are here to help with your property income loan needs — even if it is just a single asset loan. We will help you with loan terms for multifamily loans with better interest rates, without the worry of your personal credit score that is usually an issue with a traditional mortgage.
