Every deal is different. Here are real examples of how rental property investors used our loan programs to grow their portfolios. These scenarios represent typical closings — your deal could look similar.

Single-Family Rental — Texas

Location

Texas

Credit Score

720

LTV

75%

Loan Amount

$285,000

Program: 30-Year Program

Time to Close: 21 days

First-time investor purchased a turnkey rental with no tax returns required.

8-Property Portfolio — Ohio

Location

Ohio

Credit Score

700

LTV

70%

Loan Amount

$1,450,000

Program: Blanket Loan

Time to Close: 28 days

Experienced landlord consolidated 8 single-family rentals into one loan with a single payment.

Beachfront Vacation Rental — Florida

Location

Florida

Credit Score

740

LTV

75%

Loan Amount

$625,000

Program: Short-Term Rental Mortgage

Time to Close: 19 days

Airbnb host financed a high-income beach property using projected STR income.

12-Unit Apartment Building — Georgia

Location

Georgia

Credit Score

680

LTV

65%

Loan Amount

$1,800,000

Program: Multifamily Lending

Time to Close: 30 days

Investor scaled from single-family to a 12-unit complex with stated income documentation.

See Yourself in One of These Deals?

Tell us about your investment property and we'll match you with the right program. Free rate quote, no hard credit pull to get started.

Cash-Out Refinance — Arizona

Location

Arizona

Credit Score

710

LTV

75%

Loan Amount

$340,000

Program: Residential Rental

Time to Close: 18 days

Landlord pulled $85K in equity to fund the down payment on two additional rentals.

Duplex Purchase — North Carolina

Location

North Carolina

Credit Score

660

LTV

70%

Loan Amount

$310,000

Program: Stated Income

Time to Close: 24 days

Self-employed investor qualified without tax returns using bank statement deposits.

5-Property Portfolio Refinance — Indiana

Location

Indiana

Credit Score

730

LTV

75%

Loan Amount

$875,000

Program: Portfolio Refinance

Time to Close: 25 days

Investor refinanced 5 properties from individual loans into one blanket mortgage, saving $600/month.

Mountain Cabin STR — Tennessee

Location

Tennessee

Credit Score

695

LTV

70%

Loan Amount

$420,000

Program: No-Ratio DSCR

Time to Close: 22 days

Vacation rental purchase approved with no DSCR ratio requirement using projected Airbnb revenue.

Your Deal Could Be Next

Tell us about your investment property and we'll match you with the right program. Free rate quote, no hard credit pull.