Calculate your rental property mortgage payments, compare monthly versus bi-weekly payment schedules, and view your full yearly amortization schedule — all in one place.
Whether you are a new or experienced real estate investor, this calculator helps you assess the profitability of potential investments and make informed financing decisions.
Mortgage Payment Calculator
Why Use Our Rental Property Calculator?
Monthly vs Bi-Weekly
Compare monthly and bi-weekly payment schedules to see how much interest you can save over the life of your loan.
Full Amortization Schedule
View your complete yearly amortization breakdown showing principal, interest, and remaining balance for each payment.
Estimate ROI
Factor in purchase price, down payment, taxes, and insurance to estimate your return on investment and monthly cash flow.
Investment Calculations for Rental Properties
Rental property investments require careful calculations. Be sure to include down payment information, net income, interest rates, property tax, and other details of your investment venture. Understanding your numbers upfront helps you make confident decisions and maximize your rental income.
Use the calculator above to estimate your monthly payment and cash-on-cash return. Once you know the current market value and projected rental income, you are ready to evaluate the deal. Your mortgage rates will be based on current market conditions and your credit profile.
Key Factors in Your Investment Calculation
As your portfolio grows, you will need a property manager — be ready because we can finance unlimited properties. Once you have run your numbers, contact us to discuss financing options tailored to your investment strategy.
Ready to Finance Your Investment?
Once you have calculated your numbers, let our lending specialists help you find the right loan program. We offer blanket loans, No DSCR Ratio loans, and 30-year fixed programs — all designed for rental property investors.